Dr. Matt, if I need a dental procedure but don't have the cash to cover it, are financing options available?
A very common question that we get in the office is, what do we do if we don't have the cash available to proceed with all the procedures that are needed to have a healthy mouth? There are options available in the office to help with financing this procedure, meaning that we can spread out the payments over time to make it work with your budget.
Will I have to pay for my dental procedure up front?
With dental procedures in our office, any procedures being performed at that moment is going to have payment due at the time of service. That being said, that payment can be spread out over working with a third-party financing option that will allow you to pay for the procedure over a period of time.
What dental financing options are available from Periodontics and Implant Dentistry, and how do they work?
At Periodontics and Implant Dentistry of Tallahassee, it's important to us to make sure that all patients can afford the care that they need. So we've worked really hard to work with a number of third parties to make sure that we can spread payments out over time. At this time, we work with five different companies that can help with this. A couple are very commonly known. Care Credit is one that has a rolling line that's very commonly known throughout dentistry and other aspects of medical and veterinary care. Alphaeon is another company that we work with that offers even more flexible terms. In the event that someone has a larger treatment plan and technically needs a loan for certain procedures, we can spread out payments over larger periods of time with these. We work with three carriers for this, including Lending Club, Moment, and Proceed.
Does dental financing require a credit check?
When you have dental financing, there typically is some form of a check to make sure that the person is financially qualified for this. There will be a financial background check, but many times this is referred to as a soft check as opposed to a hard check.
Does dental insurance typically cover the cost of most dental procedures?
Many dental procedures are indeed covered by dental insurance, which will offset the cost of a dental treatment up to the annual maximum in that individual policy.
How can I find out if my insurance will cover the cost of my dental procedure?
A very common question we get at Periodontics and Implant Dentistry of Tallahassee is how will we know if a dental insurance plan will cover a particular dental procedure? We'll do our very best to pre-authorize or make sure that we understand what the estimate is from the dental insurance company regarding that specific procedure. However, keep in mind that with any dental insurance, any information given prior is technically an estimate and is just the best information that we are given to see what the insurance coverage will cover. Remember, the insurance policy is between the patient and the insurance company, not between the provider and the insurance company when it comes to what's covered under a particular policy.
If my insurance will only partially cover the cost of my dental procedure, can financing options help me pay for the rest?
Many times, patients have questions regarding procedures that are indeed covered by dental insurance, but they still have an outstanding patient portion. This is a very common situation that comes up in our office. Fortunately, we work with five different companies that can help offset the overall cost of treatment by spreading that cost out over a period of time, making it more manageable for the patient to get all the dental care that they need.
Can Periodontics and Implant Dentistry of Tallahassee help me find financing options so that I can get the dental care that I need?
At Periodontics and Implant Dentistry of Tallahassee, it's very important to us to make sure that every patient can get healthy. For this reason, we work with multiple companies to make sure that we can find a way to make sure that you get the care that you need.
How can I get started with dental financing?
When you're ready to discuss dental financing regarding treatment needs, please give us a call at (850) 909-9731 to set up a new patient appointment today.